1. Agreement to Terms

These Terms of Service ("Terms") govern your access to and use of the website at originationinc.com and the services offered by JXO, doing business as Origination Inc. ("Origination Inc.", "we", "us", or "our"). By accessing the website, communicating with us, or signing up to receive text messages or other communications, you agree to be bound by these Terms.

If you do not agree, do not use the website or services.

2. Our Services

Origination Inc. provides commercial real estate lead generation, business development, and outreach services to brokerages and real estate professionals. The specific scope of services for any client engagement is defined by a separate written agreement between Origination Inc. and the client.

3. SMS Messaging Program

This section describes the terms of our text messaging program and is provided to comply with the requirements of mobile carriers and The Campaign Registry (TCR) for A2P 10DLC messaging.

Program Description

Our SMS program sends one-to-one conversational text messages to property owners, business owners, brokers, and other real estate professionals regarding commercial real estate opportunities, including property sale inquiries, leasing opportunities, follow-ups to prior phone calls or emails, and responses to inbound inquiries.

Types of Messages

Message Frequency

Message frequency varies based on the nature and stage of each conversation. Messages are sent on a one-to-one basis, not as bulk or automated marketing campaigns.

Cost

Message and data rates may apply. Origination Inc. does not charge for the messages themselves; standard rates from your mobile carrier may apply.

Opt-In

You consent to receive SMS messages from us by (a) checking the SMS opt-in box on a form on our website where applicable, (b) providing your mobile number directly to us with the understanding that we may follow up by text, or (c) replying to a text message from us in a manner indicating you wish to continue the conversation.

Opt-Out — Reply STOP

You may opt out at any time by replying STOP to any message you receive from us. After opting out, you will receive a single confirmation message and will not receive further messages from our SMS program. If you wish to re-subscribe, reply START.

Help — Reply HELP

For help, reply HELP to any message, or contact us at john@originationinc.com or 831-706-8199.

Carriers and Privacy

Carriers are not liable for delayed or undelivered messages. For information on how we handle your phone number and SMS consent data, see our Privacy Policy. Mobile information and SMS opt-in consent data will not be shared with third parties or affiliates for marketing or promotional purposes.

4. Acceptable Use

You agree not to:

5. Intellectual Property

The website and all content on it — including text, graphics, logos, images, and software — are owned by or licensed to Origination Inc. and are protected by copyright, trademark, and other laws. You may not use any of our content without our prior written consent, except as expressly permitted by these Terms or applicable law.

6. Third-Party Links and Services

The website may contain links to third-party websites or services. We do not endorse and are not responsible for the content, policies, or practices of those third parties. Your use of any third-party website or service is at your own risk and subject to that party's terms.

7. Disclaimers

The website and services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the website will be uninterrupted, error-free, or secure, or that any defects will be corrected.

Origination Inc. is a commercial real estate business development services company. We are not a real estate broker, attorney, accountant, or tax advisor. Information provided through our website or services is general in nature and is not a substitute for professional advice. Engage a licensed broker, attorney, or other qualified professional for advice specific to your situation.

8. SMS Delivery Disclaimer

Origination Inc. is not responsible for delays, failures in delivery, or any other issues related to the transmission or receipt of text messages. Delivery is subject to effective transmission by your mobile carrier and is not guaranteed by us. By participating in our SMS program, you acknowledge and agree that we will not be liable for any damages, losses, or injuries arising from or related to delayed, undelivered, or technical issues with text messages.

9. Limitation of Liability

To the fullest extent permitted by law, Origination Inc., its owners, officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages — or any loss of profits, revenue, data, or goodwill — arising out of or in connection with your use of the website or services, even if we have been advised of the possibility of such damages. Our aggregate liability for any claim relating to the website or services will not exceed the greater of (a) the amount you have paid us in the twelve months preceding the claim, or (b) one hundred U.S. dollars ($100).

10. Indemnification

You agree to indemnify, defend, and hold harmless Origination Inc. and its owners, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or in any way related to your use of the website or services, your violation of these Terms, or your violation of any law or the rights of any third party.

11. Governing Law

These Terms are governed by the laws of the State of Wyoming, without regard to its conflict of laws rules. Any dispute arising from these Terms or your use of the services will be resolved exclusively in the state or federal courts located in Wyoming, and you consent to the personal jurisdiction of those courts.

12. Changes to These Terms

We may update these Terms from time to time. The "Last Updated" date above shows when changes were made. Continued use of the website or services after changes are posted constitutes acceptance of the updated Terms.

13. Contact Us

Questions about these Terms? Contact us: