1. Introduction

This Privacy Policy describes how JXO, doing business as Origination Inc. ("Origination Inc.", "we", "us", or "our"), collects, uses, discloses, and protects information when you visit our website at originationinc.com, contact us, become a client, or interact with us through phone calls, emails, or text messages.

By using our website or services, or by providing your contact information to us, you agree to the practices described in this Privacy Policy. If you do not agree, please do not use our services.

2. Information We Collect

Information You Provide Directly

Information from Public and Third-Party Sources

Information Collected Automatically

3. How We Use Information

We use the information we collect to:

4. SMS / Text Messaging

This section explains how we use phone numbers for text messaging and is provided to comply with the requirements of mobile carriers and The Campaign Registry (TCR) for A2P 10DLC messaging.

How We Obtain Your Phone Number

We may obtain your phone number when you (a) submit a form on our website, (b) provide it during a phone call, email exchange, or in-person conversation, (c) it is publicly listed as a business contact number, or (d) we receive it through a referral or business relationship.

Types of Messages You May Receive

Message frequency varies based on the nature of the conversation. Message and data rates may apply.

Consent and Opt-In

Where consent is required, you consent to receive SMS messages from us by (a) checking the SMS opt-in box on a form on our website where applicable, (b) providing your mobile number directly to us with the understanding that we may follow up by text, or (c) replying to a text message from us in a manner indicating you wish to continue the conversation.

How to Opt Out

You can opt out of SMS messages from us at any time by replying STOP to any message you receive. You will receive a one-time confirmation that you have been unsubscribed, after which no further messages will be sent. To re-subscribe, reply START. For help, reply HELP or contact us using the details in Section 11.

SMS Data Sharing — Important

Mobile information, including phone numbers and SMS opt-in consent data, will not be shared with third parties or affiliates for marketing or promotional purposes. All other categories of personal information described in this Privacy Policy follow the standard sharing practices below; however, text messaging originator opt-in data and consent are excluded from any third-party sharing.

5. How We Share Information

We do not sell personal information. We may share information in the following limited circumstances:

As stated above, mobile phone numbers and SMS consent data are not shared with third parties or affiliates for marketing purposes under any circumstance.

6. Cookies and Analytics

We use cookies and similar technologies to operate the website, remember preferences, and understand how visitors use the site. You can control cookies through your browser settings. We may use third-party analytics services that collect information about website use; this information is aggregated and used to improve the site.

7. Data Retention

We retain personal information for as long as needed to deliver our services, maintain business records, comply with legal obligations, resolve disputes, and enforce agreements. SMS opt-out records are retained as required by applicable law and carrier requirements (including a minimum of 10 years where applicable).

8. Data Security

We use reasonable administrative, technical, and physical safeguards designed to protect personal information against loss, misuse, unauthorized access, disclosure, alteration, and destruction. No system is perfectly secure, and we cannot guarantee absolute security.

9. Your Rights and Choices

10. Children's Privacy

Our services are directed to businesses and professionals. We do not knowingly collect personal information from children under 13. If you believe a child has provided us information, please contact us and we will delete it.

11. Contact Us

If you have questions about this Privacy Policy or wish to exercise any rights, contact us:

12. Changes to This Policy

We may update this Privacy Policy from time to time. The "Last Updated" date at the top of this page shows when changes were made. Material changes will be posted on this page and, where appropriate, communicated to you directly.